Philanthropy Without Writing a Check

You know that your clients should not attempt serious wealth building alone, uninitiated. Why? Because they often overlook or under-use philanthropy, which marries well with creating, growing, and sharing assets. 

Your substantial net worth clients expect uncommon experience and expertise to achieve consistent success. They demand a proven, repeatable approach and exceptional understanding, not just of products and markets, but of their individual situation and needs. If we are going to bring added value, you want us to go beyond the transaction. You want expertise and practical advice second to none.

The disciplines needed include: 

• Complex insurance transactions 
• Banking and credit structures 
• Tax and legal issues 
• Trust and wealth transfer structures 
• Interest rate and currency volatility management 
• Wealth management strategies

Our experts take a complex topic and make it easily understandable by building relationships. Call Doug or Dave at Pelotonics Financial Services today for details.

Charitable Giving for Non-Profit Organizations

We assist you with your Substantial Net Worth clients ($10 Million in net worth from assets and/or business ownership or trust control) and their favorite organizations to enhance donations exponentially. In the right cases, we can:

• increase a gift for the recipient by 10 to 20 times the original amount, while
• protecting the donor’s balance sheet.

Numerous Non-Profit Organizations (“NPOs”) are benefiting in their fundraising from the use of properly designed financial instruments. NPOs can use this strategy to augment their fundraising, increase current income needs, and build endowments for the future.

For example, last year alone, our plan designers helped create more than $200 Million of endowed contributions to various NPOs. Over the last 30 years, they are directly responsible for creating several billion dollars gifted to universities/colleges, medical clinics and religious institutions. 

NPOs like the Cleveland Clinic and the RFK Foundation have been using these techniques to enhance giving for the last several years (8 years and 2 years, respectively). Many more across the globe are using this strategy with their substantial net worth donors. 

What would be the most convenient way to share this with you?

Here are 3 Recent Examples:

66 year-old husband, 53 year-old wife wanted to create a $100m endowment to a specific NPO. 

• Purchased an $80m contract in which net death benefits exceeded $100m at projected life expectancy.
• Recipient NPO recognized gift of $100m today.
• Transaction was financed which eliminated a drain on clients' balance sheet.
• Endowment benefit was almost 20 times what was required in collateral.

 

55 year-old client committed $5m donation to a specific university over ten-year period.

• Created a gift that exceeded 10 times the original pledge with our proven, repeatable process.
• Plan was financed.
• The original $5m pledge was used as collateral which maintained the client's ability to give that same amount to the university.
• Client received a tax deduction on the $5m gift today.
• Client continued to manage his own assets.

 59 year-old client desired to make a $20m endowment gift along with $250k annual living benefit.

• Plan structured to provide minimum of $20m endowment to the NPO.
• After tenth year, cash build up supported an annual cash distribution of $250k payable to the NPO for the next 15 years.
• Payments and interest were financed.
• Client's participation was posting collateral.
• Personal assets remained on client's balance sheet.