The Problem: Employers must compete for the best employees with meaningful and often expensive benefits.  They know the second largest expense is Health Insurance.

The "SECRET":  most employer health plans are one big

                           BLACK BOX - where does all the money go each month?

Our Solution:  we design a plan with complete transparency

• You know where every dollar you spend goes each month

The Results:

• Most medical care has no deductible and $0 copays
• Annual rate increase average 3% or less
• Your employee retention skyrockets
• We save you 30-50% AND improve your benefits

Our Guarantee:

We will save you the promised amount, OR you do not pay us our fees!  Period.